Joker Card Spending Limits

The Joker Prepaid Card is available in amounts from $25 to $500 CAD. There are no daily spending limits within Canada, but transactions at European Economic Area merchants are capped at $75 CAD per transaction and $225 CAD lifetime per card.

By MyJokerCard Editorial Team · Updated May 12, 2026 · 4 min read

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FAQ

Common Questions

What is the maximum amount on a Joker Card in Canada?

The Joker Prepaid Card is available in denominations from $25 to $500 CAD. This is both the maximum load amount and the maximum balance on a single card. The card is non-reloadable.

Is there a daily spending limit on the Joker Card?

There is no daily spending limit within Canada and most international locations. The only specific limit is for European Economic Area merchants: $75 CAD per transaction and $225 CAD total lifetime spend per card.

Why did my Joker Card get declined even though I have money on it?

Common reasons include: the merchant pre-authorized more than your balance (gas stations, hotels), your card isn't registered for online use, or you're shopping at a European merchant over the $75 limit. Check our full guide for all fixes.

Can I increase my Joker Card spending limit in Europe?

Yes. You can become a Verified Cardholder for a one-time $2.50 fee at cardholder.jokercard.ca. This allows you to spend up to your full card balance at European merchants, instead of the default $75 per transaction limit.

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